Mr. Gomez notes that a Private Fee-for-Service (PFFS) plan available in his area has an attractive premium.

Mr. Gomez notes that a Private Fee-for-Service (PFFS) plan available in his area has an attractive premium. He wants to know if he must use doctors in a network as his current HMO plan requires him to do. What should you tell him?

He can obtain medical services administration from any specialist permitted to charge Medicare, as long as he shows the specialist an identifiable proof of arrangement card and the specialist consents to accept the installment agreements of the PFFS plan, Which may include balance fees..