Mr. Capadona would like to purchase a Medicare Advantage (MA) plan and a Medigap plan to pick up costs not covered by that plan. What should you tell him?
Choose one answer.
a. Medigap policies designed to cover costs not paid for by a MA plan can be purchased, but only if the MA plan's design is considered to be the "defined standard benefit."
b. It is illegal for you to sell Mr. Capadona a Medigap plan if he is enrolled in an MA plan, and besides, Medigap only works with Original Medicare.
c. Medigap plans that cover costs not paid for by a MA plan are available only in Massachusetts, Minnesota, and Wisconsin.
d. Medigap plans are a form of Medicare Advantage, so purchasing both would be redundant coverage.
Correct answer is option B. It is illegal for you to sell Mr. Capadona a Medigap plan if he is enrolled in an MA plan, and besides, Medigap only works with Original Medicare.
0 تعليقات